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3:00
YouTube
Rob Berger
Pay Off Your Mortgage Early… or Invest? Here’s My Take
Once your emergency fund, debts, and retirement savings are solid, compare your mortgage rate to a guaranteed return. At ~6.5%, paying it off can be the smarter move. #RetirementPlanning #FinancialPlanning #Retirement #mortgage
32.7K views
3 weeks ago
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Viviana Vazquez 💸 First-Gen Money Content on Instagram: "💰 We pay off our credit cards in full every month ~ we’ve seen how banks profit off our families and that’s not gonna be us. 💰 No car payment. NYC transit keeps costs low, and if we ever buy a car, it’ll be in cash. 💰 We keep a fully funded 6-month emergency fund in our HYSA so surprises never become debt. 💰 We use 0% APR loans strategically to let our money work while we pay the banks the bare minimum. 💰 We advocate for ourselves ~
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